cmpfinancial, Author at CMP Financial Planning

American flag hanging outside. How is investing in the US quarter Q3 2021.

July 30, 20210Comments

Quarterly Investing, Market and Economic Overview – Q3 2021

How's investing and what should investors know during the third fiscal quarter of 2021 and the COVID-19 pandemic. Stocks continued their upward trajectory for the quarter. The US stock market

by cmpfinancial

Economic Updates and Outlooks

June 3, 20210Comments

Market Overview: Vaccines, Growth and Your Investments

Information through May 28, 2021 Markets continue their upward climb, albeit more slowly in the second quarter compared to the first. Optimism about vaccines and the ending of the pandemic and

by cmpfinancial

Tax Planning

April 21, 20210Comments

Stop Paying Too Much in Federal Taxes – 8 Mistakes to Avoid

As comprehensive financial planners, we review our clients tax returns every year. And guess what? A lot of people are paying too much in federal taxes. Every year we find errors

by cmpfinancial

Economic Updates and Outlooks

March 17, 20210Comments

Market Overview through February 2021

Markets continue to set new records despite the fact that the world has a long way to dig out from the pandemic. Investors seem oblivious and are buying stocks like GameStop,

by cmpfinancial

College Planning

Estate Planning & Charitable Giving

December 30, 20200Comments

Giving to Loved Ones During the Holiday Season

The holidays are a time for giving gifts to those we love. For our grown children and loved ones to whom we would like to provide substantial financial gifts, what is

by cmpfinancial

Economic Updates and Outlooks

December 23, 20200Comments

Economic and Investment Update: 4th Quarter 2020

Information as of November 30, 2020 As we are about to enter a long winter of often grey skies, frigid temperatures (at least for most of us!!) and relative isolation, it

by cmpfinancial

Social Security Benefits for Special Needs

Retirement Income Planning

Special Needs/Disability Planning

October 31, 20200Comments

Why Taking Social Security Retirement Benefits Early Often Makes Sense for Special Needs Families

The decision as to when to start Social Security benefits is a big decision for retirees. In many cases, it makes sense for a retiree to wait to collect benefits until

by cmpfinancial

Retirement Income Planning

October 7, 20200Comments

What Will My Social Security Benefit Will Be at Retirement?

Tips for navigating the Social Security website Social Security is an important part of most family’s retirement plans. For special needs families, this benefit is of particular importance, because the adult child

by cmpfinancial

Empty office as we're coping with COVID-19

Healthy Lifestyles for a Long Retirement

Miscellaneous Words of Wisdom

September 24, 20200Comments

CMP Financial and Coping with COVID-19

How Christina is coping with COVID-19 As some of you have heard by now I have been coping with COVID-19. In early July I was exposed to someone whose roommate had contracted

by cmpfinancial

World map with airplane for a Q3 investment update

Economic Updates and Outlooks

September 18, 20200Comments

Economic and Investment Update: 3rd Quarter 2020

Information as of August 27, 2020 In our last economic and investment update newsletter we expressed surprise about the stock market's climb, and here we are with the S&P Index at

by cmpfinancial

Senior couple in the woods during healthy retirement

Healthy Lifestyles for a Long Retirement

Retirement Healthcare & Eldercare

September 3, 20200Comments

Healthy Retirement!

A key aspect of preparing for a healthy retirement is paying attention to our well-being during pre-retirement years! As we raise a family, build our careers, take care of parents,

by cmpfinancial

Economic Updates and Outlooks

July 28, 20200Comments

Market and Economic Overview: The stock market and economy in the 2nd Quarter 2020

Information as of June 30, 2020 The stock market has rebounded substantially over the second quarter, making up, at least in part, for the abysmal losses resulting from the coronavirus and

by cmpfinancial

Investment Planning

July 1, 20200Comments

How to Move Forward Financially During and After a Crisis

Most of us have experienced some kind of shock after a crisis as a result of the pandemic, whether physically, emotionally, or financially or through a combination of all three. As

by cmpfinancial

Economic Updates and Outlooks

June 24, 20200Comments

Economic and Investment Update: Stock Markets during the 2nd Quarter 2020

Information as of June 1, 2020 What is going on with the stock markets? America is trying to recover from an unprecedented pandemic and is in the throes of serious civil unrest

by cmpfinancial

Investment Planning

Retirement Income Planning

June 17, 20200Comments

How to Avoid Panicking When Your 401k is Down

The best way to avoid panicking when the balances in your 401k or other investment accounts go down is to learn some basics about the stock market and develop good

by cmpfinancial

Retirement Income Planning

Special Needs/Disability Planning

June 10, 20200Comments

Should I Take a Withdrawal or Loan from my 401K?

Millions of Americans are facing significant financial consequences as a result of the COVID-19 pandemic. Many special needs families are particularly hard hit because of the additional burdens of caring

by cmpfinancial

Retirement Income Planning

June 3, 20200Comments

Understanding the Family Maximum Social Security Benefit

Social Security is an important part of retirement planning both for the parents and the individual with a disability. Family members can claim benefits tied to the primary household earner

by cmpfinancial

Special Needs/Disability Planning

May 27, 20200Comments

How the Elimination of the Stretch IRA Affects Planning for Special Needs Families

One of the biggest changes resulting from the recently passed SECURE Act legislation was the elimination of the Stretch IRA provision which allowed beneficiaries to take IRA distributions over their life

by cmpfinancial

Coronavirus outbreak and grocery shopping

Investment Planning

May 20, 20200Comments

How are you Coping with the Coronavirus Outbreak?

If you are like us, you are probably having trouble processing all the massive changes that are rapidly occurring as a result of the coronavirus outbreak. It is no doubt shocking to

by cmpfinancial

Investment Planning

May 13, 20200Comments

Stock Market Concerns: Special Bulletin

Information as of March 10, 2020 We have heard from a few of you about your stock market concerns but suspect there are many more who share in those concerns. We

by cmpfinancial

Retirement Income Planning

May 7, 20200Comments

The SECURE Act and Retirement Planning Changes

The passage of the SECURE Act legislation in late December 2019 brought a few key changes that may impact your retirement planning. Several notable provisions included: 1. Stretch your IRA with

by cmpfinancial

Economic Updates and Outlooks

April 29, 20200Comments

Investment and Economic Update: 1st Quarter 2020

Economic update as of March 4, 2020 Until March, the stock market expansion, in its 11th year, seemed impervious to bad news. Then came the coronavirus! US stocks, as measured by

by cmpfinancial

Retirement Healthcare & Eldercare

April 24, 20200Comments

CARES Act Provision Summary

The 2 trillion-dollar CARES Act was recently signed into law. This is CMP’s summary of how you or your business might be impacted. Although most families with disabilities will receive a recovery

by cmpfinancial

Economic Updates and Outlooks

March 10, 20200Comments

Market Response to a Crisis Handout

by cmpfinancial

Economic Updates and Outlooks

February 11, 20200Comments

Quarterly Market/Economic Overview for the 4th Quarter, 2019

What a spectacular year for stocks in 2019! At this time last year, who would have thought that a year later we would be celebrating such growth? If you can remember back

by cmpfinancial

Tax Planning

December 30, 20190Comments

Helpful Year End Tax Strategies

By Barry Jamieson, CFP®, MAThere is still time to save on your taxes for 2019! For most tax-saving type accounts (not including 401Ks and 403B) you have until April 15 of

by cmpfinancial

Economic Updates and Outlooks

December 30, 20190Comments

Economic and Investment Update: 4th Quarter 2019 through November 29, 2019)

By Christina Povenmire, MBA, CFP®, and Barry Jamieson, CFP®, MA Last December, the US stock market went through a brief but noticeable downturn. For many market watchers, this seemed like the start

by cmpfinancial

DDS Financial Insights

November 23, 20190Comments

3 Great Tips for Retaining Staff in Your Dental Office

3 Great Tips for Retaining Staff in Your Dental Office by Christina Povenmire

by cmpfinancial

Retirement Income Planning

Special Needs/Disability Planning

October 29, 20190Comments

Can Social Security Benefits Be Stopped?

For millions of special needs families and individuals with disabilities, Social Security benefits provide a key pillar of regular income. I was recently made aware of a situation where, to the

by cmpfinancial

Retirement Income Planning

October 29, 20190Comments

Should I collect Social Security retirement benefits early?

Social Security is a valuable but complex social benefits program. Most people are challenged to understand how to maximize the benefits they are entitled to. Even in the “simple” case of

by cmpfinancial

Special Needs/Disability Planning

October 29, 20190Comments

529 or STABLE account?

I recently gave a presentation where many questions were asked about STABLE accounts and when they might be the most appropriate savings/investment vehicle for the individual with a disability. This

by cmpfinancial

Retirement Healthcare & Eldercare

Retirement Income Planning

October 29, 20190Comments

Making Long Term Care a Part of Your Financial Plan

In last month’s Disability Insight article I discussed why my wife and I decided to buy long-term care insurance. For most Americans, long term care is the single biggest risk

by cmpfinancial

Special Needs/Disability Planning

October 29, 20190Comments

Should the Person with Disabilities File a Tax Return?

Tax season is almost over. If you have not filed your taxes yet you may want to refer to the prior two Disability Insight articles (Tax Tips) and (Should I

by cmpfinancial

Retirement Healthcare & Eldercare

May 18, 20190Comments

Why My Wife and I Decided to Buy Long Term Care Insurance

By Barry JamiesonI found out that my wife and I were approved for long-term care insurance coverage – hurrah! We sailed past arduous medical interviews and a memory test and apparently

by cmpfinancial

Cybersecurity

Miscellaneous Words of Wisdom

May 18, 20190Comments

Managing Your Digital Estate

MBy Barry Jamieson, CFP®, MAThe best place to get started with taking care of your digital estate is by listing all of your accounts with your passwords, web addresses, etc.,

by cmpfinancial

Economic Updates and Outlooks

May 18, 20190Comments

Economic and Investment Update: (1st Quarter through February 27, 2019)

By Christina Povenmire, MBA, CFP®, and Barry Jamieson, CFP®, MAWhat a difference a quarter makes! In December I was lamenting that our long bull market was coming to an end. In

by cmpfinancial

Special Needs/Disability Planning

Tax Planning

March 1, 20190Comments

Should I Claim my Adult Child with a Disability as a Dependent?

By Barry Jamieson In last month’s Disability Insights, various tax issues of particular importance to individuals and families with disabilities were discussed. In this article, we take a more in depth

by cmpfinancial

Special Needs/Disability Planning

Tax Planning

March 1, 20190Comments

Tax Tips for Special Needs Families & Individuals with Disabilities

Tax Tips for Special Needs Families & Individuals with Disabilities By Barry JamiesonThe weary gray cold days of winter are upon is! To make things worse, with winter comes the necessary chore

by cmpfinancial

Economic Updates and Outlooks

Investment Planning

January 1, 20190Comments

Special Bulletin Regarding the Stock Market

While the Christmas holidays may provide us with many reasons for celebration, the precipitous volatility and decline of the stock market indexes is certainly not one of them. A typical 60/40

by cmpfinancial

Tax Planning

January 1, 20190Comments

Year-End Tax Planning

By Barry Jamieson, MA, CFP® With increases in the standard deduction ($24K for couples, $12K for singles) resulting from last year’s tax changes, it has become harder to take advantage of

by cmpfinancial

Economic Updates and Outlooks

January 1, 20190Comments

Stock Market Turbulence- Economic and Investment Update: 4th Quarter 2018 (through November 21, 2018)

By Christina Povenmire, MBA, CFP®, and Barry Jamieson, CFP®, MA This has been quite a turbulent year for stocks! In case you hadn’t noticed, most stock market indexes are down for the

by cmpfinancial

DDS Financial Insights

Special Needs/Disability Planning

November 23, 20180Comments

Estimating Expenses for Your Special Needs Financial Plan

By Barry Jamieson One of the more difficult tasks in establishing your special needs financial plan is estimating expenses of your adult child after he or she begins living independently from

by cmpfinancial

DDS Financial Insights

Estate Planning & Charitable Giving

Special Needs/Disability Planning

October 29, 20180Comments

Creating a Special Needs Financial Plan

Creating a special needs financial plan involves putting together two plans: one for the parent and one for the child with a disability. Because the combined financial plans take into

by cmpfinancial

Investment Planning

September 27, 20180Comments

Investing in Socially Responsible or Sustainable Funds

By Christina Povenmire, MBA, CFP® According to the 2014 Nielsen Global Survey of Corporate Social Responsibility, more than half of consumers surveyed globally said they would be willing to pay more

by cmpfinancial

Economic Updates and Outlooks

September 27, 20180Comments

Stock Market Hits All Time High! Economic and Investment Update. 3rd Quarter 2018 (through 08/28/18)

By Christina Povenmire, MBA, CFP®, and Barry Jamieson, CFP®, MA For those of you who are prone to follow the business news, it has been hard to avoid the headlines that

by cmpfinancial

Retirement Income Planning

September 27, 20180Comments

Obtaining Your Social Security Benefit Estimate

by Barry Jamieson, CFP®, MA As you approach retirement, you may want to estimate more precisely estimate what your monthly Social Security benefit will be. For many this figure is important because

by cmpfinancial

Economic Updates and Outlooks

September 27, 20180Comments

Economic and Investment Update. 2nd Quarter 2018 (through 06/04/18)

By Christina Povenmire, MBA, CFP®, and Barry Jamieson, CFP®, MA The stock market continues to bounce around much like it did the first quarter. Although quarter end portfolios were only slight

by cmpfinancial

DDS Financial Insights

Estate Planning & Charitable Giving

Retirement Income Planning

Special Needs/Disability Planning

September 17, 20180Comments

Planning for the Housing Needs of Your Child With a Disability

By Barry Jamieson Planning for the Housing Needs of Your Child With a Disability The current and future housing needs of a child with a disability are of particular concern to special

by cmpfinancial

Estate Planning & Charitable Giving

Retirement Income Planning

Special Needs/Disability Planning

August 13, 20180Comments

Do Roth Accounts Makes Sense for Special Needs Families?

Barry Jamieson, CFP®, MA Since their inception, Roth accounts have been a great saving vehicle for families planning for their retirement. This saving tool has also been a nice way for

by cmpfinancial

Retirement Income Planning

Special Needs/Disability Planning

July 17, 20180Comments

Should I Buy an Annuity?

by Barry Jamieson, CFP®, MA Some of you may have been on the receiving end of a sales pitch to buy an annuity. The proposition that annuities defer taxes and guarantees

by cmpfinancial

Retirement Income Planning

June 15, 20180Comments

Should I Take My Social Security Retirement Benefit Early?

By Barry Jamieson, CFP®, MA Most special needs families understand the critical role Social Security plays in the financial wellbeing of their loved one with a disability. For families with children

by cmpfinancial

DDS Financial Insights

Special Needs/Disability Planning

May 14, 20180Comments

Creating a Letter of Intent

By Barry Jamieson, CFP®, MA There are many dimensions to a family’s special needs plan. Past articles in the Disability Insights series have focused on estate and financial planning topics; however,

by cmpfinancial

Retirement Income Planning

Special Needs/Disability Planning

April 16, 20180Comments

Retirement Planning For Three

The initial planning energies of special needs families are often on hiring an attorney to draft necessary estate planning documents (e.g., wills, trusts). Developing a solid financial plan for such

by cmpfinancial

DDS Financial Insights

Economic Updates and Outlooks

April 3, 20180Comments

This Year’s Market Volatility Scaring You? Managing Risk and Return in Uncertain Markets

by Christina Povenmire CFP®, MBA and Barry Jamieson, CFP®, MA What a difference a few months make! Over the past month it seems like every day comes with considerable market gyrations.

by cmpfinancial

DDS Financial Insights

Special Needs/Disability Planning

March 20, 20180Comments

Should You Avoid Designating Your IRA to the SNT?

By Barry Jamieson, CFP®, MA Ok, so you have established a Special Needs Trust (SNT) or you have plans to do so. You have been thinking about what assets will be

by cmpfinancial

Economic Updates and Outlooks

February 23, 20180Comments

Market Volatility Video

by cmpfinancial

Special Needs/Disability Planning

February 12, 20180Comments

How ABLE Accounts and SNTs Can Work Together

By Barry Jamieson In presentations I have recently given to special needs families about Special Needs Trusts (SNTS) it is apparent that there is still confusion about when to establish an

by cmpfinancial

DDS Financial Insights

February 7, 20180Comments

“Smile” How the Tax Overhaul Bill Affects Dentists

By Christina Povenmire, CFP ®and Barry Jamieson,CFP® Source: William Vasil, CPA, Ary Roepcke Mulchaey, P.C. and ADA News bulletin The recently passed tax bill contains a number of provisions which will help

by cmpfinancial

Special Needs/Disability Planning

Tax Planning

January 17, 20180Comments

How the Tax Overhaul Bill Affects People with Disabilities

By Barry Jamieson. The tax overhaul bill passed at the end of 2017 ushered in major changes for all taxpayers including people with disabilities. Here are a few of the major

by cmpfinancial

Special Needs/Disability Planning

December 24, 20170Comments

Contributions from a Special Needs Trust to an ABLE Account

Special Needs Trusts (SNTs) have their advantages and disadvantages to consider in the estate planning process. The recent CMS directive regarding ABLE contributions highlights how the two planning vehicles can work

by cmpfinancial

Tax Planning

December 24, 20170Comments

The Tax Proposals: What is Similar in the House and Senate Bills

The House has passed their tax reform bill and the Senate has moved its version out of the Finance committee. Each chamber and the president would like a bill signed

by cmpfinancial

Economic Updates and Outlooks

December 24, 20170Comments

Economic and Investment Update: Fourth Quarter 2017 (through 11/30/17)

With stocks continuing to go up and up, what’s not to like? Since the last Investment Update in mid-October, US stocks have gone up an additional 1.7%. YTD the S&P

by cmpfinancial

DDS Financial Insights

November 14, 20170Comments

Why a Retirement Plan that Benefits Staff Benefits the Dental Practice Owner Even More!

The good news is that sponsoring a retirement plan for the practice not only benefits staff, but it benefits the dentist/owner even more. Dentists are concerned about being able to save

by cmpfinancial

DDS Financial Insights

November 14, 20170Comments

Financial Plans Help Dentists Reduce Stress

According to our survey of Ohio-based dental practitioners, dentists are stressed about their finances. Consider that of the 42 Ohio-area dentists we surveyed: 47% of dentists working with a financial

by cmpfinancial

Cybersecurity

November 14, 20170Comments

Equifax Security Breach

by Barry Jamieson, CFP® Some of you have expressed concern about the Equifax hacking and have asked what precautions should be made in light of this latest security breach. With this latest

by cmpfinancial

Economic Updates and Outlooks

October 16, 20170Comments

Quarterly Market/Economic Overview for the 3nd Quarter, 2017

Stocks and politics here and globally seem to be running in parallel realities. In the political sphere, news of some crisis or political impasse, either in the US or around

by cmpfinancial

Economic Updates and Outlooks

October 2, 20170Comments

August Economic Update

The economy, unlike our political situation, keeps on chugging along, growing at an annual 2% clip. Unemployment at 4.3% is at a 16 year low. The positive stream of earning

by cmpfinancial

Retirement Income Planning

October 2, 20170Comments

HSAs Double as Retirement Savings Vehicles!

More Americans are participating in high deductible health insurance plans, making them eligible to also participate in a Health Savings Account (HSA). HSAs can be a super retirement savings vehicle.

by cmpfinancial

Estate Planning & Charitable Giving

Special Needs/Disability Planning

July 6, 20170Comments

Choosing a Corporate Trustee

For many parents choosing someone to look after their child with a disability is the most difficult part of their estate planning process. The chosen person must not only be

by cmpfinancial

Estate Planning & Charitable Giving

Special Needs/Disability Planning

July 6, 20170Comments

Purchasing a Home For Your Family Member with Special Needs

As their child with a disability reaches adulthood, families give increased thought to their child’s housing needs. Many families want to promote the maximum independence of their child while others

by cmpfinancial

Economic Updates and Outlooks

May 1, 20170Comments

Quarterly Market/Economic Overview for the 1st Quarter, 2017

The US and global stock markets continue to reach market highs. The US expansion is now in its eighth year. At the beginning of the first quarter market analysts were

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

Social Security and Disability Planning

If you have a special needs child who has a permanent disability, it is likely that social security benefits will be an important component of their special needs plan. Although

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

Should I Establish a Special Needs Trust?

One of the most pressing questions special needs families face with their estate planning is whether to establish a Special Needs Trust (SNT). Because individuals with disabilities are living longer,

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

Savings Account Strategies for Individuals with Disabilities

The creation of STABLE accounts in Ohio has given people with disabilities and their families a new tool to save for future expenses. In addition to STABLE accounts there are

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

Life Insurance and Special Needs Planning

The previous Disability Insights article addressed the importance of developing a comprehensive financial plan. A key component of any comprehensive financial often involves insurance. Insurance protects assets in case of premature

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

How Do I Choose a Trustee for my Special Needs Trust?

So you have decided to establish a Special Needs trust (SNT). The previous Disability Insights article mentioned that the naming of a successor trustee of an SNT is a critical appointment,

by cmpfinancial

Special Needs/Disability Planning

May 1, 20170Comments

Do You Have a Comprehensive Financial Plan? Comprehensive Financial Planning for Special Needs Families

What is a comprehensive financial plan, anyway? It is a plan that examines all financial aspects of a person’s life: savings, investments, retirement, taxes, public assistance, medical, insurance, etc., and

by cmpfinancial

Economic Updates and Outlooks

February 16, 20170Comments

Quarterly Market/Economic Overview for the Fourth Quarter, 2016

The 4th quarter 2016 was full of market changing news and events. Donald Trump was elected. OPEC reached agreement on limiting oil production. The Federal Reserve raised interest rates by

by cmpfinancial

Retirement Income Planning

January 15, 20170Comments

Social Security Benefits to Remain Flat in 2017

Because of the low inflation figures contained within the CPI index that determines Social Security increases, Social Security benefits are set to go up a mere 0.3% starting in January

by cmpfinancial

Economic Updates and Outlooks

January 15, 20170Comments

Economic and Investment Update: Fourth Quarter 2016 (through 12/15/16)

It’s finally happened! In case you are wondering, I am referring to the Fed finally raising the funds rate again last Wednesday. Of course, other events also fit this pronouncement,

by cmpfinancial

Special Needs/Disability Planning

November 3, 20160Comments

Trusts and STABLE Accounts: Which One Do I Use?

Now that STABLE accounts are available to individuals with disabilities, parents and guardians often ask whether they should establish a trust for their loved one as a substitute or in

by cmpfinancial

Economic Updates and Outlooks

October 21, 20160Comments

Quarterly Market/Economic Overview for 2016 Q3

Equities continue to churn out positive returns for the quarter and year to date in most categories including:

by cmpfinancial

Retirement Healthcare & Eldercare

October 4, 20160Comments

Medicare Premiums on the Rise for High Income Medicare Beneficiaries

Those currently on Medicare understand they pay a standard part B premium amount of $121.80 a month (higher depending on income) and another $30 to $60 a month (or more

by cmpfinancial

Economic Updates and Outlooks

October 4, 20160Comments

Economic and Investment Update: Third Quarter 2016 (through 9/15/16)

As the third quarter of 2016 draws to a close, we are enjoying a second quarter in a row of strong stock market returns despite the retreat of a few

by cmpfinancial

Investment Planning

September 6, 20160Comments

Evaluating Your Portfolio’s Performance

For many of us, evaluating our investment account statements is like going to the dentist: it’s the right thing to do but we would rather put it off! Sure, we

by cmpfinancial

Economic Updates and Outlooks

July 28, 20160Comments

Quarterly Market/Economic Overview for 2016 Q2

In the second quarter, ending June 30, 2016, the stock market roller coaster ride continued--markets fluctuated depending on the news about either oil or China. Also during this quarter, investors showed greater attention

by cmpfinancial

Miscellaneous Words of Wisdom

June 25, 20160Comments

Think Before You Tip!

Think Before You Tip! Our society is becoming increasing mobile not just physically but financially. We love the convenience of paying for goods and services by swiping our credit card through

by cmpfinancial

Special Needs/Disability Planning

June 22, 20160Comments

How Able Accounts Fit Into Your Estate Planning Needs

How Able Accounts Fit Into Your Estate Planning Needs A presentation by Barry Jamieson. Download here:

by cmpfinancial

Economic Updates and Outlooks

June 15, 20160Comments

Economic and Investment Update: Second Quarter 2016

Economic and Investment Update As the second quarter draws to a close, many stock categories are showing gains for the year, while all bond categories are up. Large and small value

by cmpfinancial

Cybersecurity

May 4, 20160Comments

Taking Care of Your “Digital Estate”

Taking Care of Your “Digital Estate” For those of you who have a formal will and estate plan, congratulations! You are way ahead of most folks in making sure your assets

by cmpfinancial

Economic Updates and Outlooks

March 16, 20160Comments

Economic and Investment Update: First Quarter 2016

Economic and Investment Update: First Quarter 2016 It doesn’t take a sophisticated investor to know that this past quarter has been a roller coaster ride for the stock market. US stocks

by cmpfinancial

Special Needs/Disability Planning

March 15, 20160Comments

Tax Help for Families with Disabilities

Tax Help for Families with Disabilities Ohio families with individuals with disabilities will soon be able to experience tax relief for providing for their loved one. The federal Achieving a Better

by cmpfinancial

Retirement Income Planning

December 10, 20150Comments

Update: Congress ends one Social Security Maximization Strategy

Update: Congress ends one Social Security Maximization Strategy The budget deal that was signed into law recently gets rid of one of the key strategies that has increased lifetime Social Security benefits

by cmpfinancial

Economic Updates and Outlooks

December 10, 20150Comments

Q4 Economic and Investment Update

Q4 Economic and Investment Update According to John Waggoner, a market observer and contributing writer for Morningstar.com, there were three major financial stories for 2015. First, there has been the tumbling

by cmpfinancial

Miscellaneous Words of Wisdom

September 10, 20150Comments

Ways to Simplify Your Financial Life

Ways to Simplify Your Financial Life Who doesn’t want to simplify their life, particularly when it comes to their finances? Consolidating and automating your financial chores can make sense because it

by cmpfinancial

Economic Updates and Outlooks

September 10, 20150Comments

Q3 Economic and Investment Update

Q3 Economic and Investment Update This column is not much fun to write when the markets are volatile, and it feels like we are giving back all of the gains we

by cmpfinancial

Retirement Healthcare & Eldercare

Retirement Income Planning

June 10, 20150Comments

Managing Healthcare Costs in Retirement

Managing Healthcare Costs in Retirement For those who are thinking about retirement, it is important to consider the impact that future health care costs will have on your budget. Although Medicare,

by cmpfinancial

Retirement Income Planning

March 10, 20150Comments

What Increased Longevity Means for Your Retirement

What Increased Longevity Means for Your Retirement By Alissa Henry Good news! Older Americans are living longer than ever. However, that means retirees now need to save more than ever to make

by cmpfinancial

Healthy Lifestyles for a Long Retirement

December 10, 20140Comments

Your Healthy Retirement: Low-Carb Diet that Embraces Fat

Your Healthy Retirement: Low-Carb Diet that Embraces Fat By Alissa Henry Every year, losing weight tops the list of the most popular New Year's Resolution. But what’s the best way to do

by cmpfinancial

Miscellaneous Words of Wisdom

September 15, 20140Comments

The Choice: Have You Thought About Switching Gas or Energy Suppliers?

The Choice: Have You Thought About Switching Gas or Energy Suppliers? by Alissa Henry Gas and electric are two of the biggest expenses for homeowners and renters alike. While it may seem that

by cmpfinancial

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